FD Credit Cards made simple.
Build your CIBIL credit history with a secured credit card backed by a fixed deposit. Guaranteed approval and no income proof required.
- 100% SecuredBacked by your fixed deposit — guaranteed approval.
- Instant ApprovalGet your card decision in minutes, not days.
- FD from ₹5,000Start small. Your credit limit grows with your FD.
Most Popular
Partner Bank A
SecureFirst FD Card
•••• •••• •••• 91pa
Limit
100% of FD
Fee
₹0 joining
APR
2.49%/mo
- Up to 5% cashback
- Airport lounge access
- Fuel surcharge waiver
Referral link · Decision by partner
Partner Bank B
BuildScore Plus
•••• •••• •••• 91pa
Limit
85% of FD
Fee
₹0 lifetime
APR
2.99%/mo
- Reports to all 4 bureaus
- Insta upgrade in 6 months
- 1% reward points
Referral link · Decision by partner
Partner NBFC C
EasyCredit FD Card
•••• •••• •••• 91pa
Limit
90% of FD
Fee
₹0
APR
2.79%/mo
- Min FD ₹5,000
- Instant approval
- Free EMI conversion
Referral link · Decision by partner
Frequently Asked Questions
An FD credit card is a secured credit card backed by a fixed deposit. The card limit is typically 80–100% of your FD value.