Last updated: January 2024
Privacy Policy
Your privacy is critical to us. This Privacy Policy explains what data we collect, why we collect it, and how we use and protect it. It complies with India's Digital Personal Data Protection Act, 2023 (DPDP Act).
1. Data We Collect
We collect minimal personal data, limited to: name, email address, and phone number. This information is collected only when you voluntarily provide it — for example, when subscribing to our newsletter or contacting us through the website.
2. Data We Do NOT Collect
We do not collect, store, or process your credit score, credit report, or any financial data on our servers. When you click a referral link to check your credit score or apply for a product, you are redirected to a Partner's platform where the Partner handles all such data under their own privacy terms.
3. How We Use Your Data
We use your data only to:
- Respond to your inquiries
- Send newsletters or product updates you've opted into
- Improve the website experience
- Comply with legal obligations
4. Data Sharing with Partners
Your personal information is shared with our Partners only when you explicitly click on a referral link and choose to apply for a product. In such cases, the Partner's privacy policy will govern further handling of your data. We strongly recommend reviewing the Partner's terms before submitting your information.
5. Cookies & Analytics
We use cookies and analytics tools (such as Google Analytics) to understand how visitors interact with our website. These tools may collect anonymized information like browser type, pages visited, and approximate location. You can opt out of analytics tracking via your browser settings or by using browser extensions such as Google Analytics Opt-out Add-on.
6. We Do Not Sell Your Data
91paisa does not sell, rent, or trade your personal data to any third party for marketing or any other purpose.
7. Your Rights Under the DPDP Act, 2023
As a data principal under India's DPDP Act, 2023, you have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate or incomplete data
- Request deletion of your personal data
- Withdraw consent for processing at any time
- File a grievance with our Data Protection Officer
8. Data Security
We implement industry-standard security measures including encryption, access controls, and secure infrastructure to protect your data. However, no online service can guarantee absolute security.
9. Contact for Data Requests
For data access, correction, deletion, or any privacy-related concerns, please contact our Data Protection Officer at privacy@91paisa.com. We will respond within the timelines specified by the DPDP Act, 2023.
10. Updates to This Policy
We may update this Privacy Policy occasionally. The "Last updated" date at the top reflects the most recent revision. Continued use of the website after updates indicates your acceptance.
