Terms & Conditions

91paisa is a financial marketplace and aggregator. We are not a bank, NBFC, lender, or financial institution. We do not provide loans, credit cards, or any financial products directly. Our role is limited to providing information and referring users to third-party financial product providers ("Partners").

All product links displayed on this website are referral or affiliate links. When you click on a product, you may be redirected to one of our Partners' websites or applications. 91paisa earns a referral commission from the Partner when you successfully apply for, or are approved for, a product through these links. This commission does not increase the cost of the product for you.

91paisa does not guarantee approval of any credit product, loan, credit card, or financial service listed on the website. All applications are subject to the eligibility criteria, terms, and underwriting decisions of the respective Partner. All credit decisions are made solely by partner banks, NBFCs, or financial institutions — not by 91paisa.

Users are strongly advised to read the terms and conditions, fees, and product disclosures of each Partner before applying for any product. Information displayed on 91paisa is for general guidance only and may not reflect the most current product terms. You agree to make your own independent assessment before applying.

91paisa is not responsible for any changes, modifications, or discontinuations of Partner product terms, including but not limited to interest rates, fees, eligibility criteria, rewards, or benefits. Partners may revise their terms without notice.

91paisa may offer a "Refer & Earn" program from time to time, allowing users to earn ₹[X] per successful referral. A referral is considered "successful" only when the referred user completes the qualifying action defined by 91paisa (typically a verified product application or approval). 91paisa reserves the right to modify, suspend, or terminate the program at its sole discretion.

All content on this website — including text, graphics, logos, and trademarks — is the property of 91paisa or its licensors and protected by applicable intellectual property laws. Unauthorized use is prohibited.

To the maximum extent permitted by law, 91paisa shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the website or any Partner product accessed through it.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Bengaluru, India.

For questions about these Terms, please contact us at hello@91paisa.com.